Listing Courtesy of: CENTRAL PANHANDLE / Listed By: Natalie Ryan, Century 21 Ryan Realty
2704 W 12th Street A Panama City, FL 32401
Pending (15 Days)
$250,000 (USD)
Description
MLS #:
789581
789581
Taxes
$2,054(2025)
$2,054(2025)
Type
Single-Family Home
Single-Family Home
Year Built
2004
2004
County
Bay County
Bay County
Community
No Named Subdivision
No Named Subdivision
Listed By
Natalie Ryan, Century 21 Ryan Realty
Source
CENTRAL PANHANDLE
Last checked May 26 2026 at 7:21 PM GMT+0000
CENTRAL PANHANDLE
Last checked May 26 2026 at 7:21 PM GMT+0000
Bathroom Details
- Full Bathrooms: 2
- Half Bathroom: 1
Interior Features
- Electric Cooktop
- Electric Oven
- Electric Range
- Electric Water Heater
Subdivision
- No Named Subdivision
Property Features
- Foundation: Slab
Heating and Cooling
- Electric
- Central
- Ceiling Fan(s)
- Central Air
Exterior Features
- Roof: Shingle
Utility Information
- Utilities: Electricity Available
- Sewer: Public Sewer
School Information
- Elementary School: Lucille Moore
- Middle School: Jinks
- High School: Bay
Parking
- Paved
Stories
- 2
Location
Estimated Monthly Mortgage Payment
*Based on Fixed Interest Rate withe a 30 year term, principal and interest only
Listing price
Down payment
%
Interest rate
%Mortgage calculator estimates are provided by C21 Ryan Realty and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Copyright 2026 Central Panhandle MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/26/26 12:21
Inside, enjoy a bright and inviting layout with fresh finishes and brand-new stainless steel appliances. The home is being offered with an optional furnishings package, creating a seamless, turnkey setup for living or hosting guests.
Step outside to your private, fenced backyard featuring low-maintenance landscaping, a charming pergola, and covered patio - perfect for entertaining.
With no HOA fees and short-term/vacation rentals allowed, this property shines as top choice for investment. Major updates offer peace of mind, including a brand-new HVAC system, 2018 Water Heater and a transferable termite bond.
Whether you're looking to maximize rental income or enjoy the vibrant lifestyle St. Andrews is known for, this townhome delivers unmatched opportunity in the best location in town. Live, invest, and relax - right where everyone wants to be.