7835 Surf Drive Panama City Beach, FL 32408
Listing Courtesy of: CENTRAL PANHANDLE / Century 21 Ryan Realty / Helen Ferrell

  7835 Surf Drive Panama City Beach, FL 32408

Active (9 Days)
$1,300,000 (USD)
3
BED
3
BATH
1,616
SQFT

Description

Gulf-front on Surf Drive--where your beach day starts the moment you open the door. This rare 3BR/3BA townhome delivers the best of both worlds: a private, low-density beachfront getaway with the upside of strong rental appeal in one of Panama City Beach's most coveted stretches of sand.
Even better: NO HOA fees, lower property taxes, and two reserved parking spaces right at the front door--a combination that's tough to find on the Gulf.
Inside, enjoy an open-concept main level designed for effortless coastal living, with generous natural light and seamless flow to Gulf-front outdoor entertaining space--perfect for sunrise coffee, sunset dinners, and salty breezes on repeat. A main-level bedroom and full bathroom adds flexibility for guests, while upstairs the Gulf-front primary suite feels like a true retreat with private balcony views. The additional bedroom and bath provide comfortable space for family and friends.
Whether you're buying for lifestyle, income potential, or both, this home checks the boxes: direct beach access, unforgettable views, and a location that feels tucked away--yet close to the best of dining, shopping, and entertainment.

MLS #:
785446
Taxes
$8,522(2025)
Type
Single-Family Home
Year Built
1982
Views
Gulf
County
Bay County
Community
Leeward Tower Townhouse

Listed By

Helen Ferrell, Century 21 Ryan Realty
Source
CENTRAL PANHANDLE
Last checked Feb 28 2026 at 2:37 AM GMT+0000
Bathroom Details
  • Full Bathrooms: 3
Interior Features
  • Laundry: Stacked
  • Electric Oven
  • Electric Range
  • Windows: Double Pane Windows
  • Washer/Dryer Stacked
Subdivision
  • Leeward Tower Townhouse
Lot Information
  • Paved
Property Features
  • Foundation: Slab
Heating and Cooling
  • Electric
  • Ceiling Fan(s)
Flooring
  • Luxury Vinyl Plank
Exterior Features
  • Roof: Shingle
  • Roof: Composition
Utility Information
  • Utilities: Electricity Available
  • Sewer: Public Sewer
School Information
  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold
Parking
  • Parking Lot
Stories
  • 2
Location
   
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Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

Listing price
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Interest rate
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Mortgage calculator estimates are provided by C21 Ryan Realty and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Copyright 2026 Central Panhandle MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 2/27/26 18:37