5403 S Lagoon Drive Panama City Beach, FL 32408
Listing Courtesy of: CENTRAL PANHANDLE / Century 21 Ryan Realty / Natalie Ryan / CENTURY 21 Ryan Realty / Brittany McLaughlin

  5403 S Lagoon Drive Panama City Beach, FL 32408

Active (6 Days)
$430,000 (USD)
3
BED
2
BATH
1,648
SQFT

Description

Private coastal retreat in East Panama City Beach with short-term rentals allowed - ideal for a full-time residence, second home, or vacation rental investment! This 3 BR/2BA home offers 1,648 sq ft in a golf cart-friendly community just 0.5 mile to nearby beach access. Roof is approximately 5 years old. Furnishings and golf cart are negotiable.

Designed in a relaxed coastal boho style, the home features a spacious open living area perfect for entertaining or unwinding after a day at the beach. The kitchen is equipped with stainless steel appliances and flows seamlessly into the main living space, while durable vinyl plank and ceramic tile flooring throughout provide both style and easy maintenance.

The primary suite includes an en-suite bath with walk-in shower, and two additional bedrooms share a bath with a tub/shower combination-comfortable for guests, family, or rental flexibility.

Outside, enjoy the low-maintenance landscaping and a generous backyard with room to add an in-ground pool. A covered carport and hardwired workshop shed-complete with its own panel and ready for a split HVAC system-offers excellent potential for a home office, studio, or additional living space. Double-gate rear access from Biltmore Drive adds convenience for boat storage and accessibility. Launch your boat just 2 minutes away at the Dolphin Boat Ramp!

Coastal lifestyle, income potential, and everyday comfort all come together in this versatile beach property tucked in a private cul-de-sac in the South Lagoon area.

*All measurements and information are approximate, please verify if important.

MLS #:
785138
Taxes
$4,298(2025)
Lot Size
5,968 SQFT
Type
Single-Family Home
Year Built
1978
Style
Coastal
Views
Lagoon
County
Bay County
Community
Biltmore Beach

Listed By

Natalie Ryan, Century 21 Ryan Realty
Brittany McLaughlin, CENTURY 21 Ryan Realty
Source
CENTRAL PANHANDLE
Last checked Feb 18 2026 at 2:53 AM GMT+0000
Bathroom Details
  • Full Bathrooms: 2
Interior Features
  • Electric Oven
  • Electric Range
  • Electric Water Heater
  • Ice Maker
Subdivision
  • Biltmore Beach
Lot Information
  • Cul-De-Sac
Property Features
  • Foundation: Slab
Heating and Cooling
  • Electric
  • Central
  • Ceiling Fan(s)
  • Central Air
Flooring
  • Luxury Vinyl Plank
Exterior Features
  • Roof: Shingle
Utility Information
  • Utilities: Electricity Available, High Speed Internet Available
  • Energy: Appliances
School Information
  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold
Location
   
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Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

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Mortgage calculator estimates are provided by C21 Ryan Realty and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Copyright 2026 Central Panhandle MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 2/17/26 18:53